Building
$200,000 coverage for the structure, home systems, and permanently installed features
Contents
$45,000 coverage for personal belongings such as clothing, furniture, electronics, and toys
Temporary Housing
$12,000 coverage for housing costs if flooding forces you from your home for over seven days
Basement
Full policy limits for basement belongings and any finished rooms/ permanent improvements
Deductible
$2,000 is the amount you must pay each year before your flood insurance benefits begin
Community Flood coverage costs less than your monthly coffee
1 inch of water can cost up to $25K worth in damage
“A flood isn’t going to ever impact me”
Reality: Flooding can happen anywhere. In the last 10 years, over 40% of flood claims came from low-to-moderate risk areas. Just because you haven’t personally experienced a flood doesn’t mean it won’t happen. Get a free risk assessment today to see how many flooding events have occurred near you in the last 10 years.
“Flood insurance is way too expensive”
Community Flood is dedicated to making flood insurance accessible and affordable so that you can be protected. Our coverage costs less than $1 a day, which is much less than what you would pay to restore your home after a flood without insurance.
“If a flood happens, the governement will fix it”
Government disaster aid is limited and not guaranteed. It often comes as loans or partial assistance and may not cover full losses. Flood insurance is the primary way to ensure financial protection and faster recovery after a flood.